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Moody’s Analytics has some pretty impressive accolades behind their name so, when they speak, the financial world sits up and listens. Most recently they made economic forecasts about the debt load of Canadians. Here is a link to one of the articles:–situation-improving-but-47-of-workers-still-live-paycheque-to-paycheque

What is your personal situation? Could you live for three to six months if your income dried up? Perhaps more importantly, how much personal debt are you carrying? It is so important to reduce your debt load as quickly as possible. If you have difficulties finding a way I would recommend any of the books written by David Bach. Take a look at my Resources page for some of his titles.